According to Secretary Nicolson, "There is reason to be optimistic," he told reporters just before the start of another in a series of hearings Congress has had on one of the worst breaches of information security. "It's a very positive note in this very tragic incident..."For the AP story: Government Says Stolen VA Laptop Recovered
On a positive note:
The initial loss of personal information brought to the forefront a growing national problem of identity theft and some steps the consumer may want to consider. Fortunately, existing laws indicate that YOU (the consumer or victim of identity theft) has the right to ask that nationwide consumer reporting agencies place “fraud alerts” in your file to let potential creditors and others know that you may be a victim of identity theft. Of course there is a charge for that protection and depending on who looses the information and if the person or organization that looses the information will step up to the plate and be responsible, you may have to pay for the fraud alert service.
A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. Of course, it also may delay your ability to obtain credit, a small price to pay for the damage it will cause if the information falls into the wrong hands. Individually, one may place a fraud alert in ones file by calling just one of the three nationwide consumer reporting agencies. As soon as that agency processes the fraud alert, it will notify the other two, which then also must place fraud alerts in the consumer's file.
- Equifax: 1-800-525-6285; www.equifax.com
- Experian: 1-888-EXPERIAN (397-3742); www.experian.com
- TransUnion: 1-800-680-7289; www.transunion.com
The identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency, and additional information a consumer reporting agency may require you to submit.
For more detailed information about the identity theft report, visit www.consumer.gov/idtheft
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